Could owning a home
interfere with other goals?

If you are like most people, you won't. You already know that you want to buy a house. The evidence of your friends, co-workers, and television all suggest that most people buy a home. Buying a home seems like part of growing up.

If you take the unusual step of asking a real estate agent, or another home sales professional, you get a convincing argument to buy:

I can tell you right now that you don't want to rent. Any agent could. If you can qualify for a mortgage, you should buy a home. Think of the disadvantages of renting.

Sure, a mortgage can cost a bit more than a lease. I won't lie to you. But owning a home will change your life. Ownership is the American dream. The only thing better than owning a home is owning a bigger home.

This is a buyer's market. If you buy now, you'll be getting a deal. And the value of real estate never goes down. They aren't making any more of it, you know. In a few years, you could be living in a home with thousands of dollars in appreciation.

A few people have doubts. Is it really true that the value of a home never goes down? Will the appreciation of the home really make up for the added cost of a mortgage over rent? Are there other issues besides the mortgage that you should worry about?

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