Take Cover

Take Cover: Frequently Asked Questions

Do you give refunds?

Yes. We offer a 30-day, no-questions-asked full refund. If you aren't happy with our product, simply send us an email with your order information to  within 30 days of your payment. For a quick response, put the word "refund" in the subject line of the email. We'll cheerfully refund your full payment with no questions asked.

If you'd like to send us some suggestions or comments along with your refund request e-mail, feel free. We're always looking for ways to improve the book and calculator.

What is this honor system?   

We provide you with our product before you have to pay. We trust in your "honor" to provide payment in return for our efforts.

The potential value of the knowledge that we are imparting to you could easily exceed several thousand dollars, perhaps tens or hundreds of thousands of dollars. For this reason, we hope that those who benefit from the book and calculator will agree that it is fair to share a small portion of that savings to us, your humble authors.

What does paying do for me?

When you pay, you allow us to continue improving this and other books. We can develop new tools, respond to customer e-mail, and pay expenses like internet hosting. When we get busy, our paying customers get priority on e-mail correspondence and feature requests.

In addition, it will give you a nice feeling when you wake up in the morning. It will give us a nice feeling, too.

Distributing and selling this way lets us all avoid expensive and tricky online stores. We know you don't like using those add-to-shopping-cart-then-checkout-then-verify-quantities-then-register-new-user stores. We want to avoid administering them as much as you want to avoid shopping in them.

Do you charge sales tax?

Yes, we are required to collect sales tax for orders billed in Texas.

Is your book valid outside the U.S.?

The details of leasing and purchasing a home will likely vary outside of the United States. You definitely need to investigate the local rules and procedures instead of relying on our calculation worksheets to compare the expenses of renting and buying. However some of our ideas will likely apply anywhere. You are welcome to take a peek and judge for yourself.

Is there another payment option?

We understand that those living outside the U.S. (and perhaps others) may not be able to pay using Checkout. PayPal is also available, please click on the icon:

How do I read your book?

If you don't already have it, you will need to download the free Adobe Reader from Adobe's website. Click below:
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What is your shipping policy?

We don't offer shipping: all of our products are electronic files available on the internet. Equipment, software, internet services, and other costs to get or view these files are the responsibility of the customer.

Do you sell in bulk? 

We will consider bulk discounts on a case by case basis. Drop us a line.

Can you personalize the cover for bulk purchasers?

Yes, for a large enough order, we can add your name, logo, or personalized message. Send us a note.

What if I have more questions?

Send your questions via email to

Do you cover the home buying process?

We give a brief outline of the home purchase process. However, since this book focuses on the decision to rent as opposed to buying your home, we don't go into great detail on the subject.

The process of buying a home varies greatly from state to state due to differing practices and laws. In fact, due to the many possible kinds of contracts, loans, and housing types, even sales in the same city can vary quite a bit. This topic could fill a book alone.

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